Cannot redeem cashback electronically into checking account unless you bank with Wells Fargo, must be taken as statement credit or paper check.Cannot earn more than 2% no 3% option where PayPal is accepted.This card earns a $200 bonus after spending $1,000 in the first 3 months.These are the only advantages/disadvantages that I see worth mentioning When comparing this card against the other available 2% cards, I don't see much reason to pick another one: 22% of all online transactions in the U.S. It seems like most places online accept it, and then the occasional in-person place (Valero gas stations, CVS, etc.) Even Walmart accepts it if you purchase your order online and pickup as opposed to using it in-store. The amount of places I've realized that accept PayPal for the 3% cashback rate since getting this card is pretty amazing. In reality, maintaining a PayPal account has been extremely easy in my experience. Issued by Synchrony Bank (not a fan of them, although in reality maybe it really doesn't matter) Samsung Pay and Google Pay both compatible No bonus offer ( there was a $200 bonus for spending $1000 in 3 months as a limited-time offer) Then, in 1-3 days, the PayPal balance can be transferred to your bank account electronically for free. This comparison also assumes the full statement balance is paid every month, on-time and doesn't take into account the difficulty/likelihood of card approval (though this varies by card/issuing bank).Ĭashback redeemable at any time, no matter the amountĬashback can be manually transferred to PayPal balance immediately. Always pay off your credit cards in full and on-time. This is not considering balance transfer/interest/APR rates as carrying a credit card balance is never recommended. I have this card and it is an excellent card for earning 2-3% on purchases that don't generally fall under bonus categories if your intention is cashback redemption a great "catch-all" card. ![]() The PayPal Cashback Mastercard is a no-fee Mastercard that earns 2% on all purchases, and 3% on purchases made through PayPal. Just wanted to make a post about a card I feel is overlooked with great potential. ![]() We may make an exception if it's truly unique and helpful. Self-promotional posts must be pre-approved by a mod. Spamming other users will get you banned. This includes any behavior that could be deemed fishing for referrals. Don't post them don't hint at offering them don't ask for them. This applies to any posts where we suspect anything potentially illegal or fraudulent, and may include buying/selling tradelines. PIN, Signature).Ĭapital One Upgrade Link - Check PC eligibility for your existing card List of credit card company phone numbersĬredit Card Tuneup or CreditIntro to help you find the right cardĮMV CVM Database - Find a card's Cardholder Verification Method list (e.g. Template for Card Recommendation Requests
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